Cindy Mann, Deputy Administrator and Director of CMCS, Centers for Medicare and Medicaid Services, Waiver Approval Letter, September 3, 2013, http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Waivers/1115/downloads/in/in-healthy-indiana-plan-ca.pdf, last accessed on October 7, 2013. If you do not apply online, or choose not to make a Fast Track payment when you apply, you will still have the opportunity to make a Fast Track payment while your application is being processed. One of the primary goals of the original HIP waiver was to reduce the uninsured.15 Prior to the ACA, states could only cover childless adults and receive federal Medicaid funds by obtaining a Section 1115 waiver. Members in HIP Plus contribute to a Personal Wellness and Responsibility Account (POWER Account). Hoosier Healthwise | MDwise. Getting Supplemental Security Income (SSI). HIP Plus allows members to make a monthly contribution to your POWER account based on income. Anyone who applies for Indiana Health Coverage Programs online will have the opportunity to make a Fast Track payment by credit card when completing the application. Babies sleep safest when they are alone, on their back, and in a crib. Fast Track allows members to make a $10 payment while their application is being processed. With HIP Plus, members can get 90-day refills on prescriptions and receive medication by mail order. MDwise is an Indiana-based, nonprofit health plan. Hoosier Healthwise (HHW) Benefits & Services - CareSource Do not let anyone borrow or use your member ID card. Physical, mental or sexual abuse by medical staff. Members pay their POWER Account contribution, which is a low monthly payment based on their income. Your benefit year will be a calendar year running January to December. If you choose to leave the program early, your contributions not spent on health care costs may be returned to you. Individuals determined to be medically frail. The Healthy Indiana Plan (HIP) is a health insurance program for qualified adults. Check out these best-sellers and special offers on books and newsletters from Mayo Clinic Press. Every HIP member has their own POWER Account. 3, http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Waivers/1115/downloads/in/in-healthy-indiana-plan-ca.pdf, last accessed on October 18, 2013. As such, individuals with HSAs can shop around for the most cost effective plan and use the funds where they need; HIP enrollees, on the other hand, have much less control over their POWER Account funds. Billing or charging for a treatment, service or supply that is different than what you received. The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400 These payments may range from $4 to $8 per doctor visit or prescription filled and may be as high as $75 per hospital stay. Your benefit year will be a calendar year running January to December. This contribution can be split when spouses are both enrolled in HIP. Members receive monthly statements that show how much money is remaining in the POWER account. A formulary is a list of some of the brand and generic medicines covered by Hoosier Healthwise. Show your card every time you get health care. Healthy Indiana Plan (HIP) also rewards members for taking better care of their health. You may opt-out of email communications at any time by clicking on When your pregnancy ends, report it to FSSA immediately at 1-800-403-0864. HIP is offered by the state of Indiana. Please review it carefully. Pregnant members are eligible to receive incentives for completing preventive care like all other HIP members. Prior to the enactment of the Affordable Care Act (ACA), a number of states used Section 1115 Medicaid Demonstration Waivers to expand coverage to adults and to operate Medicaid programs in ways not otherwise allowed under federal rules. If annual health care expenses are more than $2,500, the first $2,500 is covered by the member's POWER account, and expenses for additional health services over $2,500 are fully covered at no additional cost to the member (except in the HIP Basic program where the member is responsible for any required copayments). Our clinicians are available 24 hours a day, 7 days a week to talk with you and give the assistance you need. The Healthy Indiana Planhas two pathways to coverage HIP Plus and HIP Basic. HIP Basic includes all the federally required essential health benefits, but does not provide coverage for vision, dental or chiropractic services, bariatric surgery or Temporomandibular Joint Disorders. information and will only use or disclose that information as set forth in our notice of Healthy Indiana Plan | MDwise Wilkinson JM (expert opinion). include protected health information. All changes will be effective January 1 and stay in effect for the next calendar year. Based on family income, children up to age 19 may be eligible for coverage. From the date the invoice is issued, you have 60 days to make either a Fast Track payment or your first POWER account contribution to be able to begin HIP Plus coverage . To avoid a gap in coverage, please tell MHS and theDFR as soon as your pregnancy ends. Compared to Indiana's Hoosier HealthWise (HHW) Medicaid population, . Monthly POWER account contributions are determined by family income compared to the federal poverty level as shown below. There are two HIP plans. information is beneficial, we may combine your email and website usage information with 4th ed. Hoosier Healthwise (HHW) is one of the Indiana Medicaid programs. The difference between Medicaid and Medicare is that Medicaid is managed by states and is based on income. -Pain pattern: Sciatica pain typically radiates down the leg, while hip pain does not. Hoosier Healthwise | MDwise This joint is called a ball-and-socket . For health coverage, applications typically take 45-60 minutes. You could also qualify for an additional $85 dollars of My Health Pays rewards. Learn more about the Healthy Indiana Plan (HIP) and enroll today! As a MDwise Hoosier Healthwise member, remember these basic rules: The MDwise member handbookis the best place to go to understand your benefits and services. You can also make a payment by logginginto your MHS Member Portal Account and clicking onPay Premium. You will need Adobe Reader to open PDFs on this site. In the HIP Plus program, members do not pay copayments when they go to the doctor or hospital or fill a prescription. You may change your health insurance provider during the open enrollment period from November 1 December 15 each year. Share on Facebook. Try this guide. A new version is published every three months. what is the difference between hip and hoosier healthwise? Hip Pain Vs Sciatica: How To Tell The Difference But HIP means more than just coverage. The MDwise Steps to Wellness newsletter provides information on Hoosier Healthwise and HIP benefits. However, as a result of the Supreme Court ruling on the ACA, the Medicaid expansion is effectively a state option. Accessed May 6, 2016. Need help with some of the HIP terms? The POWER account is used to pay for the first $2,500 in health care costs. Members who leave HIP and return in the same calendar year will still have their same POWER account and health plan. HIP Basic is the plan for HIP members who do not make their monthly Personal Wellness andResponsibility(POWER) Account contributionsfor more than60 days.HIP Basic . You can search by city and state, specialty, and plan. Only make a payment to the health plan that you want to be your HIP coverage provider. Phone: 866-223-9974 Accessibility Issues, Provide quality coverage choices for Hoosiers, Provide additional substance use disorder services to address the opioid crisis, Provide health coverage to low-income Hoosiers and ensure an adequate provider network for both HIP and Medicaid enrollees, Empower participants to make cost- and quality-conscious health care decisions, Create pathways to jobs that promote independence from public assistance, Physical, intellectual or developmental disability that significantly impair the individuals ability to perform one or more activities of daily living; or. Review your member handbook for important information, Some services need approval from MDwise before you get them. You can receive information in your language. Hoosier Healthwise Indiana Medicaid plans covers medical care like doctor visits, prescription medicine, mental health care, dental care, hospitalizations, surgeries, and family planning at little or no cost to the member or the members family. You can also double your reduction if you complete preventive services. Heres how: HIP Plus is the best value plan that includes, dental, vision and chiropractic services and has no copayments except for non-emergency use of the emergency room. Members in the HIP Basic plan will still use the POWER account to cover their $2,500 annual deductible, but the funds in the account will be contributed entirely by the State. This is not the case for HIP enrollees. Follow @RRudowitz on Twitter HIP Plus is the initial, preferred plan selection for all members and offers the best value. To enroll in HIP Plus, eligible individuals must make a monthly contribution to their POWER Account to help cover initial health expenses. If you have questions or concerns about fraud and abuse, call MDwise customer service. Once you pay your Fast Track invoice you may not change your MCE/health plan. Take charge of your health next year and POWER Up with HIP Plus. Download the free version of Adobe Reader. However, as is the policy with all HIP payments, once a payment is made (whether you or someone else pays it), you will not be able to change your MCE/health plan. You can pay your Fast Track invoice or POWER account contribution to your new health plan and your coverage will start the month in which your payment is received and processed. You will not have copays for healthcare services while pregnant. Get Medical Insurance in Indiana | MHS Indiana. Benefits and Services | Hoosier Healthwise | MDwise On an annual basis, HIP members have the opportunity to switch to another health plan for the following year. You still have to go through your redetermination process each 12 months. You are in the MDwise health plan. HIP Basic benefits also allow fewer visits to physical, speech and occupational therapists. As such, the 2013 waiver extension will decrease HIP eligibility levels from 200% FPL to 100% FPL for both parents and childless adults on April 30, 2014.8 For current HIP enrollees and childless adults on the waitlist, Indiana has a plan to transition those who have incomes between 100% and 200% FPL to Marketplace coverage. This may be more or less than $10 per month. The other 87% of non-contributors were childless adults with no income. During this time you will have another chance to choose a new health plan. Contracted providers (A medical provider that has an agreement with MHS to accept their patients at a previously agreed upon rate of payment):. If you have questions about or changes in your health condition, please contact your health plan directly. This content does not have an English version. HIP Basic HIP Basic offers limited benefits and can be more expensive than paying your low monthly HIP Plus POWER Account contribution. A portion of enrollees do not contribute to POWER accounts and the state pays the full amount. health information, we will treat all of that information as protected health Don't lose your health care coverage! HIP is offered by the state of Indiana. During diaper changes, one hip may be less flexible than the other. Members who meet any of the following criteria will be enrolled in HIP State Plan. With the Sydney Health mobile app, you can: Hoosier Healthwise and Health Indiana Plan: Anthem Blue Cross and Blue Shield is the trade name of Anthem Insurance Companies, Inc., independent licensee of the Blue Cross and Blue Shield Association. It has a lot of important information to help you to get the health care you need. Enhanced benefits are available to individuals whose health status qualifies them as medically frail. The HIP benefit package is modeled after a high-deductible plan and health savings account.10 It consists of three components provided through managed care plans: Enrollees receive care through managed care plans that contract with the state. Is Hoosier Indiana Plan The Same As Health Indiana Plan There are multiple Indiana Medicaid health plans. Estimated take-up has ranged from 5% to 16% of those eligible.9 State estimates predict total enrollment in HIP to be about 45,000 in 2014. Act now to keep your MDwise health coverage. Types of income include earned (example: wages from a job), unearned income (example: Social Security Disability payments) and countable income (e.g., taxable income plus certain Social Security Income and lump sum income. Timothy Lake, Vivian Byrd, Seema Verma, Healthy Indiana Plan: Lessons for Health Reform (Washington, DC: Mathematica Policy Research, January 2011), http://www.mathematica-mpr.org/publications/PDFs/health/healthyindianaplan_ib1.pdf, Enrollees may change plans for cause such as: failure of insurer to provide covered services; failure of insurer to comply with established standards of medical administration; significant language or cultural barriers; corrective action levied against the insurer by the state. You can also call 1-800-403-0864 to make the change. privacy practices. Hoosier Healthwise (HHW) is one of the Indiana Medicaid programs. Another name for hip pinning is fracture repair and internal fixation. HIP State Plan Basic is for people who have complex medical conditions, mental health disorders, or a substance use disorder. No copays or POWER Account Contributions. Were here to help you with the latest information about your benefits, getting care and finding local help and resources. Pregnant members will have all cost sharing eliminated and will receive additional benefits during their pregnancy including non-emergency transportation. Read more on our blog. This helps him or her prescribe drugs for you. What's the difference between HIP Basic and HIP Plus? The POWER Account is used to pay for the first $2,500 in health care costs. HIP Plus members pay an affordable monthly contribution, based on their income. In the absence of the Medicaid expansion, coverage gaps will remain for poor adults in Indiana. Call CareSource Member Services at 1-844-607-2829 (TTY: 1-800-743-3333 or 711) if you have any questions about your benefits. what is the difference between hip and hoosier healthwise? If you need messages in a different language or format like large print, audio, or Braille, let us help. Managing your account well and getting preventive care can reduce your future costs. However, because enrollment in the program remains limited many poor uninsured adults who would be eligible for coverage under the Medicaid expansion will not gain access to coverage. If you have paid for health care over five percent of your income in a calendar quarter, let us know. Call your health plan for details about these options and locations. If we combine this information with your protected Enrollment remained open for childless adults until March 2009 when it neared the enrollment cap. In contrast, POWER Accounts are administered by the managed care plans. MHS will provide it at no cost to you. Income limits are adjusted to account for the number of household members. Individuals with family income at or below the federal poverty level will default to HIP Basic if they do not make their POWER Account contribution. If Indiana implemented the Medicaid expansion, the state could see an additional $17.3 billion, or 24%, increase in federal funds over the 2013-2022 period with small increases in state funding $537 million or a 1.3% increase after accounting for savings due to reduced uncompensated care costs. Fast Track is a payment option that allows eligible Hoosiers to expedite the start of their coverage in the HIP Plus program. Download the free version of Adobe Reader. You can also call MDwise customer service at 800.356.1204. John Holahan, Matthew Buettgens, and Stan Dorn. How does someone qualify for Hoosier Healthwise? - IN.gov A hip pinning is a type of surgery to fix a broken (fractured) hip. Learn more about the formula shortage and how to keep your baby safe and healthy during this time. Billing or charging you for services that MDwise covers. HIP Basic members will be given the opportunity to re-enroll in HIP Plus at the end of their annual cycle, or plan year, defined by their enrollment date. If you are an enrolled HIP member, you should call your health plan (Anthem, CareSource, MDwise or MHS) or go online to their website to research which providers are in that health plan's network. You must also tell us (or your care manager) if: The other insurance plans are supposed to help pay for your care. If you applied and did not receive a Fast Track invoice it could be because you are eligible for another coverage program such as if you indicated that you are pregnant, disabled, a former foster care child or on Medicare when you applied. As long as members make their required monthly POWER account contributions, they will have no other costs. These monthly contributions to your POWER Account may be as low as $1 a month. For example if your POWER account is $15, then your $10 payment will be applied to your first months coverage. Since the ACA expands Medicaid to adults with significant federal funding, the need for and role of waivers fundamentally changes. Make sure MDwise always has your correct address and phone number. Enrollment for childless adults, however, will be capped at 36,500 and limited by open enrollment periods. Because of this, the HIP Basic plan could be more expensive than paying a monthly contribution for HIP Plus coverage. You can make a Fast Track payment by credit card when you apply online or, after applying, while your application is being processed. HIP Basic can be more expensive than HIP Plus. It is okay to give it to your doctor, clinic, hospital, pharmacy, Hoosier Healthwise, Healthy Indiana Plan or MDwise customer service. The program covers medical care like doctor visits, prescription medicine . Get Medical Insurance in Indiana | MHS Indiana. What Is Hip Insurance - All Insurance FAQ Only go to the emergency room for true medical emergencies. The plan pays for medical costs for members and can include dental, vision and chiropractic. McLaren Health Care and/or its related entity, Commitment to Quality Care | Healthy Indiana Plan, Find a Drug | Healthy Indiana Plan State Plans, Benefits and Services | Hoosier Healthwise, Affordable Connectivity Program | Hoosier Healthwise, Commitment to Quality Care | Hoosier Healthwise, Getting Help with a Problem | Hoosier Healthwise, Renewing Your Coverage | Hoosier Healthwise, Hoosier Healthwise member handbook (English), Hoosier Healthwise member handbook (Spanish), Hoosier Healthwise Member Consent Form (English), Hoosier Healthwise Member Consent Form (Spanish), Care Management/Disease Management Referral Form (English), Care Management/Disease Management Referral Form (Spanish), Congestive Heart Failure Weight Log (English), Congestive Heart Failure Weight Log (Spanish), MDwise list of common medical services and estimated reimbursement rates (English), MDwise list of common medical services and estimated reimbursement rates (Spanish), Nondiscrimination/Accessibility (English), Nondiscrimination/Accessibility (Spanish). Offering you free services, equipment or supplies in exchange for use of your Hoosier Healthwise or Healthy Indiana Plan number. They get Medicaid services but limited drug benefits. HIP Plus coverage begins the first of the month in which an individual makes their POWER account contribution or makes a $10 Fast Track payment. What's the difference between HIP Plus and HIP Basic? We will call you back to let you know the estimated reimbursement for that service. HIP Basic option HIP Basic provides essential but limited health benefits. The plan covers Hoosiers ages 19 to 64 who meet specific income levels. If you make the contribution in August, you will begin HIP Plus August 1. The following table shows these amounts. Philadelphia, Pa.: Saunders Elsevier; 2015. http://www.clinicalkey.com. HIP State Plan Plus gives you more benefits and provides the best value coverage. Members who have incomes below the federal poverty level who do not make their contributions will be moved to the HIP Basic plan. This will occur based on what month you entered the program. All rights reserved. The HIP Basic plan will charge copayments for health care services. Indiana Family and Social Services Administration, Healthy Indiana Plan 1115 Waiver Extension Application (Indianapolis, Indiana: Indiana Family and Social Services, April 12, 2013), http://www.in.gov/fssa/hip/files/April122013HIPWaiverExtensionApp.pdf. If you need help picking the right health plan for you, call 1-877-GET-HIP-9. If your annual health care expenses are more than $2,500, the first $2,500 is covered by your POWER account, and expenses for additional health services are fully covered at no additional cost to you. Under the plan, Indiana uses Medicaid funds to provide a benefit package modeled after a high-deductible health plan and health savings account to previously uninsured very poor and low-income adults. Hip pain can sometimes be caused by diseases and conditions in other areas of your body, such as your lower back. It also includes helpful tips for you and your family on how to stay healthy. Without implementing the ACA Medicaid expansion, Indiana also will forgo significant amounts of federal financing. These remaining funds can be used to lower POWER account contributions for the next year of coverage. Patient information: Hip pain (Beyond the Basics). As of December 2012, there were only 13,225 childless adults enrolled in HIP, accounting for only a third of enrollment allowed under its current cap of 36,500 and an additional 46,388 adults remain on the waitlist for coverage.3 In contrast, parent enrollment increased between 2008 and 2012, from about 12,000 parents to over 25,000. Anderson BC. HIP Plus is the plan for the bestvalue. Healthy Indiana Plan (HIP) also rewards members for taking better care of their health. Members will receive information from their health plans about the various ways POWER account contributions can be paid. Medicaid Members: Time is running out! Eligibility and Enrollment from 2008 2012. All rights reserved. A POWER Account is a special savings account that members use to pay for health care. Carol Irvin, Healthy Indiana Plan: The First Two Years. While there was no enrollment cap for parents, other childless adults were subject to an enrollment cap of 34,000. The Healthy Indiana Plan now makes coverage available to hundreds of thousands of Hoosiers who did not have an insurance option before. But there are special circumstances, like certain disabilities, that may allow younger people to get Medicare. Here is a PDF version of the handbook (English)andhandbook (Spanish). The recipient identification numbers (RIDs) for current HIP members who transition to the new HIP program will not . There is a problem with If you want to know about a specific service that is not listed, please call MDwise customer service and we will research it for you. The only exception to this is a copayment for going to the emergency room for care when there is not a true emergency. MDwise Hoosier Healthwise members can call 1-844-336-2677 to ask about medicines that are covered. Members who make POWER account contributions on-time each month participate in HIP Plus where they have better benefits and predictable costs. The study also found that individuals who enrolled earliest had the highest average risk scores suggesting that the most severe adverse selection was when the program was first implemented.4 At the end of 2012, most (70%) of the 39,005 total enrollees in HIP were poor and nine in ten (90%) had income below 150% of poverty.5 Nearly one in three (29%) was age 50 or older.6 Race distribution has stayed relatively steady over the course of the demonstration with over eight in ten identifying as White, one in ten as Black, and the remaining 7% identifying as either Hispanic or Native American.7. You will pay a low, predictable monthly cost based on your income. Welcome to the MDwise Healthy Indiana Plan (HIP). The benefits also include preventive care, such as well-baby and well-child care and regular check- ups, and mental health and substance abuse treatment. It does not include dental, vision or chiropractic services, or services for bariatric surgery and temporomandibular joint disorders (TMJ). Where and how can you pay your POWER account contribution? Healthy Indiana Plan and the Affordable Care Act | KFF You can report fraud and abuse by calling MDwise customer service. When a member makes a POWER account payment, they become enrolled in HIP Plus, which offers better health coverage, including vision, dental and chiropractic benefits. In the HIP program, in each calendar year the first $2,500 of a members medical expenses for covered benefits are paid with a special savings account called a Personal Wellness and Responsibility (POWER) account. MHS will provide it at no cost to you. Learn more about the MHS plans for Medicaid members below. The state also will not be able to access the enhanced federal matching funds tied to new coverage that is available to states implementing the Medicaid expansion. Copayments can cost between $4 to $8 per doctor visit or specialist visit. These include by mail, over the phone, online and via payroll deduction through the member's employer. Every HIP member has a POWER Account. Hoosier Healthwise (HHW) is one of the Indiana Medicaid programs. The one year extension of HIP preserves coverage for the parents and other adults currently covered by the program. Alexandra Gates , Each health plan also has designated retail locations around the state where you can make your payment in person. CMS extended the plan to not disrupt the coverage currently afforded in Indiana as the state continues to consider its coverage options.1 While this temporarily preserves coverage for many adults currently covered by the waiver, it also leaves many who would be eligible under the ACAs full Medicaid expansion without access to new coverage options. In HIP, if your annual health care expenses are less than $2,500 per year you may rollover your remaining contributions to reduce your monthly payment for the next year. Hip pain - Mayo Clinic This helps us to tell you about special programs and important health care information. HIP provides incentives for members to take personal responsibility for their health. First, the individual has the . Members abusing their benefits by seeking drugs or services that are not medically necessary. what is the difference between hip and hoosier healthwise? HIP Plus members pay contributions and get all benefits, including dental and vision care, no copays and full drug benefits. Quick Answer: Whats The Difference Between Hip Plus And Hip State Plus Some members can have HIP Basic coverage even if they dont make their monthly payment, but in HIP Basic they will have to pay a fee every time they go to the doctor or fill a prescription. After the 12 month period members will transfer from HIP Maternity to HIP Basic to get HIP Plus benefits the member will need to make a POWER account contribution. Employers and non-profit organizations can contribute to the individuals required monthly contribution up to the full contribution amount. HIP State Plan Basic could cost more than paying the HIP State Plan Plus monthly POWER Account contribution. July 2013. http://www.kff.org/medicaid/report/the-cost-of-not-expanding-medicaid/.

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what is the difference between hip and hoosier healthwise?