info@swaypools.com (817) 965-1411. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. We received a better interest rate through Viking than any other pool loan company! Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! 500,000+ Happy . Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. home containur-pools Viking-Capital-Military-Flyer hfs-consumer-backyard American-Heritage-Pool-Corporation-CA-Custom-Flyer. [CDATA[ APPLY AT VIKING CAPITAL . Homeowners with higher credit scores are more likely to be approved for a pool loan and be offered better loan terms, such as lower interest rates. In 2022 Loan Requests. I turned them down and will get a loan elsewhere. Such lengthy loan terms can make it easier for borrowers to budget for their monthly payments and pay back their loan in full. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. Building a pool is often an expensive proposition, however, as its one of the most costly home improvement projects that a homeowner can tackle. Name * First. Many pool loan providers support online applications, but response times could vary. GC Residential Unlimited license #80889 5984 Six Forks Road Raleigh, North Carolina 27609. * Indicates required field. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we could move forward with our dream pool project. and not be charged any additional interest. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Fast, accurate and truthful information. You need JavaScript enabled to view it. !FANTASTIC customer service. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. i would recommend them for anyone looking to build a pool. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. Will update as the pool is installed.! . The company acts in the capacity of a financial consultant, and partners with a network of lenders to provide multiple loan offers for pool construction projects. I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. Loan programs offered are available nationwide for terms of up to 30 years. While the average swimming pool loan is for 10-15 years, you can finance a pool for as little as 5 years or for up to 30 years in some cases. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! Maximum loan amount of $75,000. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. The unsecured LightStream loan has no fees or prepayment penalties. The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). to our Military Families. Installing an inground or above-ground pool can be a great way to beat the heat during the dog days of summer, entertain guests, and relax after a long day of work. Lyon Financial has successfully funded over 200,000 swimming pool loans. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. There is no prepayment penalty! Viking Capital offers a variety of loan products to meet the needs of its customers. With dedicated pool loans, personal loans, home improvement loans, and home equity loans all on the table, it can feel a little overwhelming at times. Visit Lyon Financial for More Information, Visit Viking Capital for More Information, Visit Sunmark Credit Union for More Information, Both fixed and variable interest rates available, Borrow up to 100% of homes appraised value, No application fee or pre-payment penalty. Shop around and compare rates to ensure youre getting the best deal possible. AMS Financial. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. https://www.revolutionreport.net/author/sophia-anthony/, This Site Is A Participant In The Amazon Services LLC Associates Program, An Affiliate Advertising Program Designed To Provide A Means For Sites To Earn Advertising Fees By Advertising And Linking To Amazon.Com. Both are well-known and respected lenders in the industry, but there are some key distinctions between them. Some of the best pool loan providers offer discounts that help eligible customers lower the total cost of their loan and owe less on their monthly payments. Lengthy funding time frames could delay the building process if contractors move on to other jobs because the funds needed for a deposit are not immediately available. Homeowners typically find it easy to get approved with a good credit score. New comments cannot be posted and votes cannot be cast. Borrowers must have a minimum credit score of 580 and a maximum debt-to-income ratio of 50%. Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. . Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. Lyon Financial. #Available on approved credit, not all will qualify. Through our solid relationships with more than 3,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. Bnit Mulindwa gave Viking Capital, Inc. a 5 star Review on Facebook. We also stay involved with you and your pool contractor throughout the project, and pay your contractor directly in stages as work progresses. A member of our loan team will personally review your application, ensuring you are paired with the best program for your needs and qualifications. Cheap pool loans usually combine low interest rates, generous discounts, and flexible repayment schedules to give borrowers the biggest bang for their buck. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. After 40 years in the business, we still put people first. We may earn money or products from the companies mentioned in this post. As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. Email * Question * Submit. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. The lender provides pool installation funds through personal loans, so loan amounts are capped at $40,000. Get more reviews from your customers with Birdeye. Full consolidated financial statements for the year ended December 31, 2022 and 2021 and related MD&A for the same period can be found at www.sedar.com and the Company's website at www . Reviews | Viking Capital Home Improvement & Pool Financing Builder Partners They were very quick to get me approved! We refinance your current mortgage plus the cost of the swimming pool, closing costs and prepaids into one low interest loan. Conditions and limitations apply. When comparing different lenders, its important to pay attention to more than just the interest rate. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Contact. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. Family members must be lineal (spouse or direct-line ancestors and descendants. Some borrowers may qualify for an APR as low as 4.99 percent, which can help save them money on interest over the length of the loan. If youre considering a pool loan, you may be wondering about the difference between Viking Capital and Lyon Financial. He gave me ideas on areas to improve my credit score so I could get approved for funding. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. viking capital financing click here: lyon financial click here ~ we autograph our work with excellence ~ roc 300590 / 300592. home about us gallery construction video packages contact us financing landscape selections . If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. Phone. The low rates and longer term loan options offer more affordable monthly payments. We fit you with the best for your needs and qualifications. In fact, homeowners may receive the lowest pool loan rate possible using LightStreams Rate Beat Program, which pledges to beat any competitors APR by 0.1 percentage points. Voted Best Service by Capital Region Living readers, we put our members first with unique products that make life easier. This means youll save money on interest over the life of the loan. With an ARM, your interest rate will fluctuate over time along with market rates. Subject to change. 518.588.3025 This email address is being protected from spambots. LightStream offers pool loans at very competitive rates, with eligible borrowers potentially receiving an APR as low as 4.99 percent. What Type Of Loan Are You Looking For? In addition, homeowners with sufficient home equity may have the option to use funds from a home equity loan for pool installations. Exact interest rate determined by credit profile. Last. APPLY AT LIGHT STREAM FINANCIAL. Generally, youll need a credit score of 620 or higher to qualify for pool financing. For instance, after customers have paid 12 consecutive monthly installments without a single missed or late payment, they have the option to defer their payment for 1 month without accumulating any additional interest. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. We use cookies to optimize our website and our service. You'll feel like the valued customer you are. Easy, done. By taking some time to reflect on what matters most, homeowners can narrow down their options more quickly and find the right fit for their needs. here's everything you need to know about chlorine vs salt pools. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. We are a family owned business since 1999 and Lowest rates with military affiliation (applicant or lineal relative). team to work efficiently and spend more quality 588 customer reviews of Lyon Financial. Awesome work by this professional group! FREE Loan Consultations and payment details for all applicants! Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry. Thank you for the kind words and for taking the time to leave feedback for us. LightStream delivers a revolutionary swimming pool loan experience that allows customers to focus on their home improvement purchase, rather than on their financing. Loan length can have a major impact on a borrowers monthly paymentfor instance, a 10-year pool loan will be stretched out over more installments compared with a 3-year loan of the same loan amount, resulting in lower payments each month. Although some companies may charge lender fees like origination and application fees, the single largest expense borrowers will pay on a pool loan is interest. We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! Sophia Anthony is a freelance writer and blogger, covering health and fitness topics through visual representation. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. TXOCCC# 10929-47787 A cash-out refinance, for instance, could provide funds to pay for a new pool. Both Karen and Kevin were absolutely delightful to deal with, so grateful. A: No, all of our services are absolutely free to builders. Grow your business. Our clients know that an actual account manager will always answer the phone when they call. Swimming Pool Loans Desirable loan options and personal attention every step of the way! Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. Term of 30 years requires a minimum FICO of 780. When you have good to excellent credit, the choice is yours. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. A: Rates range from 4.99% APR* to 17.99% APR. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. Exactly the way it should be. Viking Capital requires that you have collateral to secure the loan, such as real estate or equipment. Let us suggest the right program for you to make your swimming pool dream come true. A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible. Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. Other loan providers may not have any credit score limitations at all, even offering pool loans for bad credit. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. My wife an I both have 800+ credit scores, no debt (besides the mortgage) so our debt to income ratio is < 15%. Qualifying for a loan with bad credit can be tricky, but its not impossible. Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. ), and whether or not the lender offers flexible repayment options (like making extra payments without penalty). 118 Morlake Drive . Beat local competitors. *********************** is awesome!! // ]]> Get in touch today to ensure you get the job done well. Youll also need to have some collateral to put up against the loan. We greatly appreciate the opportunity to earn your business! So easy a caveman can do it. Thank You for all your help. For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. Find out how easy a pool financing could be from the company who knows pools inside and out! Desirable loan options and personal attention every step of the way! Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. If you would like to learn more about the products or services offered by Concord Pools & Spas, please fill out and submit the form to contact our sales department. As we researched the best pool loans, we focused on lenders offering competitive interest rates, flexible financing terms, generous discounts, and quick application and funding time frames. Homeowners who are anxious to get started on their pool installationif they have a contractor ready to begin work, for instancemay not want to wait too long to hear back about their application status. This is a great option if you need quick funding for your business. More Loan Approvals - because we find the loan that's right for you. It can only be used with your approved contractor. This loan is best suited for businesses that have been in operation for at least two years and have annual revenues of at least $100,000. There are no prepayment penalties so you can pay off your loan early if you want to save on interest. Paramount Capital is a free service designed to help customers find and obtain sound financing solutions for their backyard dreams. Thanks Ed! Some lenders focus exclusively on pool loans, which can provide peace of mind to homeowners, knowing that their financing terms are geared toward pool installations. As long time members of the community, we try to do whatever we can to help our customers get the pool of their dreams. A: We work across the 48 contiguous states of the United States. There are many factors to consider when taking out a loan for a pool. GENERAL INQUIRIES. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Finally, youll need to have a solid business plan. Terms, amounts, and APR may differ based on loan purpose and credit profile. Dive right into planning and desigining your pool with simple, low interest rate financing through our financing partners. Their customer Service is exceptional. >>> Lyon Financial >>> HFS Financial >>> Viking Capital The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. TX Branch ID# 1286451 Subject to credit approval. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. This can be beneficial because it allows you to work with just one company throughout the entire process. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. Borrowers with strong credit may qualify for an APR in the single digits, but pool loan rates can go much higher, especially for homeowners who are using a personal loan. Commercial Pools Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Lyon Financial; HFS Financial; Viking Capital; Paramount Capital. Central Bank Light Stream Viking Capital HFS Financial Lyon Financial Credit Union Apply online for a secured pool loan with Central Bank. Please wait while flipbook is loading. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The decision to build an inground swimming pool is a big one. Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. State License: CPC1457499 2119 Global Ct. Sarasota, FL, 34240. Highly recommend them. Your contractor charges your shopping pass at milestones stated in your pool contract with a required 30% draw at completion. Need financing? I highly recommend Lyon Financial if you are in the market for a pool loan. Learn More Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. We appreciate the opportunity to earn your business! Accepting scores above 650 Loan Amounts Less Than $15,000 Rates as low as 5.99% No Fees No Credit Pulls Apply Now Multiple Offers in under 2 Minutes! Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. Lyon Financial. Solved! Lyon Financial acts as an Account Manager and is not a lender or a broker. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. The low rates and longer term loan options offer more affordable monthly payments. *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. We act in the capacity of "consultant", working with contractors nationwide to help pair pool buyers with the best swimming pool financing options available. Already a customer of ours? Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. You should also look at things like fees (origination fees, prepayment penalties), repayment terms (how long do you have to pay back the loan? Advertised rates and terms are subject to change without notice. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. Quick and easy to work with. LYON Financial. Not all will qualify. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. A: We offer lending solutions for your swimming pool and/or home improvement project and will match your request with a program that fits your budget. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. Conditions and limitations apply. Call our in-house pool experts, and we ill help you make the best decision for you. Unlike typical lenders, we partner with you AND your contractor through every stage of the process to ensure funds are disbursed on time and in full throughout the completion of your project. This could save you thousands of dollars over the life of the loan. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! This means that your monthly payments could go up or down depending on economic conditions. David was great to work with and made sure that we were aware of everything that would happen along the way. Partner with the industrys leader to make your backyard dreams come true! L. NC Branch ID# 1446463, This profile is powered by Birdeye. What Is a USDA Home Loan, and How Do You Lower interest rates via the Rate Beat Program, Generous 0.5 percentage point autopay discount, User-friendly loan management via mobile app, Preferred contractor network of highly experienced pool builders, Scope of work information required for fund disbursement, Generous rate discount for military service members, Payment deferment available for unemployed borrowers, Wide variety of other loan types available. Lyon Financial is a great company to work with if you are looking for a pool loan. Its easy to use and provides accurate results. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. See eligibility details. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years. With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. NC #B-151024 Fund your family fun here. No problem there but then I was told they wanted $1000 extra just to process payments to the people who would be doing the work. You can also contact her on Facebook, and Instagram. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Family members must be lineal (spouse or direct-line ancestors and descendants. Luxury Pools Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. In this case, it may make more sense to choose a different type of loan with a higher interest rate but lower monthly payments. Build your furure with our help! * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. And, their customer service is top-notch! Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. Youre in control of the loan process with LightStream. A bad credit score is generally considered to be any score below 630. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Learn more about Birdeye, SEO for small business 2021 - Online reviews are the latest strategy. We also considered the terms of the loans themselves, determining whether the funding time frames and loan lengths would fit the needs of homeowners looking to finance a pool installation or would potentially cause issues for them instead. We also look for any recent negative marks, such as bankruptcies or tax liens. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms.
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